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News :

With guidance, mortgaging process a manageable one
Oregon City News
What are the usual steps required to be pre-approved for a mortgage? A. The process does take a little time. However, don't be intimidated. If you have skilled guidance the process is very manageable. To begin, you must decide what type of home you are ...

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Oregon anti-foreclosure program shows slow start
McMinnville News-Register
While the program shows promise, only 11 mortgages have been refinanced after more than a year. More recently, a US Treasury review completed in April ?indicates that there is more work to be done? for Oregon. Margaret Van Vliet, who oversees the ...

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Sluggish start for mortgage assistance program
Bend Bulletin
While the program shows promise, only 11 mortgages have been refinanced after more than a year. More recently, a US Treasury review completed in April ?indicates that there is more work to be done? for Oregon. Margaret Van Vliet, who oversees the ...

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Oregon anti-foreclosure program shows slow start
Daily Astorian
While the program shows promise, only 11 mortgages have been refinanced after more than a year. More recently, a US Treasury review completed in April "indicates that there is more work to be done" for Oregon. Margaret Van Vliet, who oversees the ...

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Oregon anti-foreclosure program shows slow start
Corvallis Gazette Times
While the program shows promise, only 11 mortgages have been refinanced after more than a year. More recently, a US Treasury review completed in April "indicates that there is more work to be done" for Oregon. Margaret Van Vliet, who oversees the ...

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Oregon anti-foreclosure program shows slow start
Longview Daily News
While the program shows promise, only 11 mortgages have been refinanced after more than a year. More recently, a US Treasury review completed in April "indicates that there is more work to be done" for Oregon. Margaret Van Vliet, who oversees the ...

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Oregon anti-foreclosure program shows slow start
Albany Democrat Herald
While the program shows promise, only 11 mortgages have been refinanced after more than a year. More recently, a US Treasury review completed in April "indicates that there is more work to be done" for Oregon. Margaret Van Vliet, who oversees the ...

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Oregon Country Club reopens
Ogle County News
By Vinde Wells - Editor Tom Gerke puts an open sign on one of the clubhouse doors at the Oregon Country Club May 8. The course reopened Tuesday. For tee times and rates, visit www,golfogc.com. Photo by Chris Johnson Sunshine and mild temperatures ...



Holton swings by Albany in AG campaign
Albany Democrat Herald
(Mark Ylen/Democrat-Herald) Dwight Holton, one of two Democrats running for Oregon attorney general, says his first priority in office would be public safety, followed by consumer protection and shielding people from mortgage fraud.

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Oregon wood products sector makes slow turn upward
Mail Tribune
Swan said he needed a job that paid at least $15 an hour to make his mortgage payments, and he found one. The plant pays an average of $19 an hour, said Henderson, the superintendent. Swan's wage will increase to about $17 an hour when he passes a ...

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StateImpact Idaho

Housing Groups Cry Foul As Idaho Holds Onto Settlement Money
StateImpact Idaho
By Molly Messick Click on the map above to see a study of how states have used their portions of the mortgage settlement. Idaho received more than $13 million in a national, multi-billion dollar mortgage settlement reached early this year.

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Homeowners In 17 States Getting Shaft In Mortgage Settlements
Lez Get Real
Nine states are using part of the money for mortgage relief, and part of it for other programs. Indiana is using half of it to assist low-income households with energy bills. Idaho, Utah, Nebraska, Kansas, Wisconsin, North Carolina, Maine and West ...

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Consumer Mortgage Debt Falls Three Percent Since April 2011, According to ...
Business Review USA (press release)
Consumer credit card and mortgage spending slowed from a year ago, with the average credit card debt per consumer falling 13% to $5650 and the average mortgage debt decreasing 3% to $166631. Consumers in eight states decreased their mortgage by more ...

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Federal Home Loan Bank of Seattle Announces New Appointment to Board of Directors
EON: Enhanced Online News (press release)
SEATTLE--(EON: Enhanced Online News)--The Federal Home Loan Bank of Seattle (Seattle Bank) today announced the appointment of David P. Bobbitt of Coeur d'Alene, Idaho, to serve on the Seattle Bank's Board of Directors as a member director representing ...

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Consumer Mortgage Debt Falls Three Percent Since April 2011, According to ...
SYS-CON Media (press release)
Oklahoma (12%), Wyoming (11%) and Idaho (9%) paid down their student loan debt the most while Vermont (8%), Utah (7%) and Delaware (7%) saw the biggest increases. Mississippi ($4232), Louisiana ($4504) and Alabama ($4811) have the least amount of ...

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Your Treasure Valley business community-05-16-2012
The Idaho Statesman
Mario Reyes has been appointed dean of the College of Business and Economics at the University of Idaho. Scott Jackson and Roni Leuck have joined HomeStreet Bank as a mortgage loan officers. Saint Alphonsus Regional Medical Center has earned its STAR ...

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Consumer Mortgage Debt Falls Three Percent Since April 2011, According to ...
Marketwire (press release)
Consumer credit card and mortgage spending slowed from a year ago, with the average credit card debt per consumer falling 13% to $5650 and the average mortgage debt decreasing 3% to $166631. Consumers in eight states decreased their mortgage by more ...

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Consumer Mortgage Debt Falls Three Percent Since April 2011, According to ...
MarketWatch (press release)
Consumer credit card and mortgage spending slowed from a year ago, with the average credit card debt per consumer falling 13% to $5650 and the average mortgage debt decreasing 3% to $166631. Consumers in eight states decreased their mortgage by more ...

and more »


Federal Home Loan Bank of Seattle Announces New Appointment to Board of Directors
SunHerald.com
SEATTLE -- The Federal Home Loan Bank of Seattle (Seattle Bank) today announced the appointment of David P. Bobbitt of Coeur d'Alene, Idaho, to serve on the Seattle Bank's Board of Directors as a member director representing the state of Idaho.

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Federal Home Loan Bank of Seattle Announces New Appointment to Board of Directors
MarketWatch (press release)
SEATTLE, May 15, 2012 (BUSINESS WIRE) -- The Federal Home Loan Bank of Seattle (Seattle Bank) today announced the appointment of David P. Bobbitt of Coeur d'Alene, Idaho, to serve on the Seattle Bank's Board of Directors as a member director ...

and more »

News :

Foreclosures Hit A Record Low
Daily Markets (blog)
Considerable decrease in hardest hit foreclosure states, such as Arizona, Nevada and California, was the primary reason for the recent fall in overall foreclosure activity, despite a surge in majority of the states. However, the pace of foreclosure ...

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Foreclosures Hit a Record Low - Analyst Blog
NASDAQ
Considerable decrease in hardest hit foreclosure states, such as Arizona, Nevada and California, was the primary reason for the recent fall in overall foreclosure activity, despite a surge in majority of the states. However, the pace of foreclosure ...

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Foreclosures Fall...And That's a Bad Thing?
TheStreet.com
Foreclosure starts, the first stage in the foreclosure process, fell in April in the hardest hit states of California, Arizona and Nevada, according to Foreclosure Radar. California saw the steepest slide, with Notice of Default filings down nearly 16% ...

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Foreclosures Hit a Record Low
Zacks.com
Considerable decrease in hardest hit foreclosure states, such as Arizona, Nevada and California, was the primary reason for the recent fall in overall foreclosure activity, despite a surge in majority of the states. However, the pace of foreclosure ...

and more »


AXcess News

Foreclosures down, short sales up. Are banks getting smart?
AXcess News
Homeowners get to shed their mortgage debt faster - and with less damage to their credit rating. Short sales began outpacing foreclosures in some states late last year. Six states saw more preforeclosure sales - typically, short sales - than ...

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Mortgage foreclosures dropping nationwide; good news for Maine
Bangor Daily News
?Our preliminary first-quarter sales data shows that pre-foreclosure sales ? typically short sales ? are on pace to outnumber sales of bank-owned properties during the quarter in California, Arizona and 10 other states.? After three straight monthly ...

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County foreclosures lead state
The Desert Sun
A total of 3850 mortgage default notices, auction sale notices and bank repossessions were recorded countywide in April, translating to 1 in 208 households in some stage of foreclosure, according to Irvine-based RealtyTrac. The number of filings was 12 ...

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Fewer US homes foreclosed on in April
HeraldNet
A $25 billion settlement reached in February between the nation's biggest mortgage lenders and state officials has since cleared the way for banks to take action on unpaid mortgages. In California, Arizona, Nevada and many other so-called non-judicial ...

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Scottsdale Mortgage Fraud: Real Estate Investor Sentenced to More Than Eight ...
JD Supra (press release)
?Today's sentence signifies the continued commitment by the FBI, the Arizona Mortgage Fraud Task Force, and the United States Attorney's Office in targeting mortgage fraud,? said James L. Turgal, Jr., FBI Special Agent in Charge, Phoenix Division.

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Foreclosures plunge to 5-year low in US recovery
Monterey County Herald
The "gradually rising foreclosure tide" forecast by RealtyTrac after a February settlement by the nation's biggest mortgage servicers over faulty practices has yet to materialize, limiting the number of properties on the market and propping up prices.

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BMO Harris Private Banking Amends Strategy for BMO Harris International Equity ...
SYS-CON Media (press release)
TORONTO, ONTARIO -- (Marketwire) -- 05/18/12 -- BMO Harris Investment Management Inc. (BHIMI), the investment management arm of BMO Harris Private Banking, proposes to amend the investment strategies of BMO Harris International Equity Portfolio ...

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The Deal Pipeline

3i's new CEO knows when to say no
The Deal Pipeline
by Jonathan Braude | Published May 18, 2012 at 1:59 PM Six months ago, Simon Borrows was the new guy at London's most venerable listed private equity firm, 3i Group plc, joining as chief investment officer after stepping down as chairman of investment ...

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No variable rates for county sewer | Savings do not justify billing costs
Central Kitsap Reporter
Following a study, the Kitsap County Public Works Solid Waste Division found no real gain for customers by switching to a rate that accounts for individual household usage because the cost difference is negligible and a complex amount of work to attain ...

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No variable rates for county sewer | Savings do not justify billing costs
Port Orchard Independent
Following a study, the Kitsap County Public Works Solid Waste Division found no real gain for customers by switching to a rate that accounts for individual household usage because the cost difference is negligible and a complex amount of work to attain ...

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No variable rates for county sewer | Savings do not justify billing costs
Bremerton Patriot
Following a study, the Kitsap County Public Works Solid Waste Division found no real gain for customers by switching to a rate that accounts for individual household usage because the cost difference is negligible and a complex amount of work to attain ...

and more »


ReadWriteWeb

7 Ways to Motivate Your Startup Team ? Without Giving Away Equity
ReadWriteWeb
Sharing equity in your business early on can lead to complex problems as your company grows. Luckily, there are ways to motivate workers without giving away the store. 1. Show them you care. Tech entrepreneurs are notorious for their lack of social ...



No Facebook Pop as Company Concerns, Stock Market Weigh on Shares
Morningstar.com
James Krapfel, CFA, is an equity analyst covering the industrials and utility sectors, as well as the IPO market.Rick Summer, CFA, CPA, is a senior stock analyst with Morningstar. We had a mixed reaction to the upsized offering size (the number of ...

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Financial Times

Shipping: Move to Chapter 11 no easy option
Financial Times
The company had been left with no choice, a press release said, but to seek protection because of its lenders' intransigence. The filing would allow it to restructure while continuing its operations before emerging stronger.



Forbes

Facebook Is A $271 Mango
Forbes
Investors who haven't bought stocks in years will be throwing their $10000 chunks into the social network's equity. The reason for Facebook's success is the same reason equity markets are no longer the preserve of the private investor.

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Facebook's Zuckerberg: Never Mind the Shares, What About the Options
Forbes
Cash compensation at the lower quartile of its peer group, total compensation, including equity, at the 99 th percentile?. Mark Zuckerberg earned about a million dollars in cash during 2011, and received no additional equity compensation ?because our ...

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